If you want to open a bank account in Slovakia in 2026, it is recommended that you come and do it in person, but our company formation experts in Slovakia can make sure that you are provided with the necessary information and assistance throughout the whole process, regardless of the place you are opening it from.
| Quick Facts | |
|---|---|
| Types of bank accounts | Personal, corporate, savings accounts |
|
Document requirements for natural persons
| Application form issued by the bank, ID/passport copy, residence permit for foreign citizens, recent utility bill |
Documents required for companies | Application form, company’s statutory documents, ID/passport copy of company representative, specimen signature of the representative |
| Address requirements for foreign citizens (YES/NO) | Yes |
| Requirements to travel to Slovakia (YES/NO) | Yes |
| Remote bank opening possibility (YES/NO) | Yes, with certain banks |
| Timeframe for opening the account (approx.) | A few days, depending on the bank |
| Legal representative requirement (YES/NO) | No |
| Services attached to the accounts | Debit/credit card, financing/loans, preferential fees in certain cases |
| Types of banks to open accounts with | National banks, branches of foreign banks |
| Merchant bank account availability (YES/NO) | Yes, for e-commerce companies |
| Foreign currency availability (YES/NO) | Yes |
| Access to online banking services (YES/NO) | Yes |
| Advantages of a Slovak bank account | Quick setup procedure, reduced bureaucracy, access to modern financial infrastructure |
| Bank account opening service availability (YES/NO) | Yes, corporate bank account services also available |
Table of Contents
Who can open a bank account in Slovakia?
Anyone can open a bank account in Slovakia, whether they are Slovak or foreign nationals. Companies can also set up accounts for their corporate operations.
What are the types of bank accounts one can open in Slovakia?
Among these are:
- current bank accounts that can be used for salary and daily operations;
- savings accounts, which are quite popular among Slovak citizens looking to save money;
- corporate bank accounts, which are available for companies;
- merchant accounts that can be set up by e-commerce businesses for online transactions.
What documents must I present to open a bank account as an EU resident?
You need to prepare:
- your valid passport;
- another identification paper, which can consist of your driver’s license or birth certificate;
- proof of address in the form of a recent utility bill.
What about if I am a non-EU citizen? What documents must I prepare to open a Slovak personal bank account?
Some of the requirements for opening a bank account by a non-Slovak resident in 2026 are as follows:
- you must have full legal capacity (without limitations);
- identification documents (ID card, identification evidence, passport etc);
- residence address;
- you might be asked to submit an application form and to create your signature in the bank (specimen signature);
- residence permit in some cases;
- you may also be asked to present a certificate of the place of residence where you pay taxes;
- although it is recommended to personally visit the bank, opening a bank account based on a power of attorney is also possible.
IMPORTANT! Documents issued in your home country must first be translated before being submitted to the bank.
You can read about the process of opening a bank account in Slovakia in 2026 in the infographic below:
What are the documents required to open a corporate account in Slovakia?
The future business’ Articles of Association must be submitted to the bank. Also, information of a company representative who will manage the account and complete transactions on behalf of the company must be provided to the bank. Moreover, in most cases, a signature specimen is required.
It should be noted that in the case of foreign companies seeking to open bank accounts in Slovakia in 2026, a company representative could be required to travel here for the completion of the procedure. This is usually required in the case of companies from non-EU and non-EEA countries.
What are the steps I need to follow to open the account?
We advise clients to:
- carefully review their options, as there are many banks offering competitive services;
- make sure they have all the documents in order (they are valid and/or updated and are not too old, in the case of utility bills, for example);
- make an appointment before going to the bank, so that the process goes smoothly;
- fill out the given forms and then wait for the account to be approved.
Is it also possible to open a bank account online in Slovakia?
Yes, it is. All banks now have websites that enable you to start the opening procedure online.
How long does it take to open a personal bank account in Slovakia?
It usually takes 2 to 4 business days for the documents to be processed and the account approved.
Is it difficult to open a corporate bank account in Slovakia? How long does it take?
No, it is not. As a matter of fact, the procedure can take up to 20 working days, depending on the accuracy and completeness of the documents requested by the bank.
If you are wondering about the requirements for opening a bank account in Slovakia in 2026, do not hesitate to ask us about them. We also invite you to watch our video:
Why does it take about one month to open a bank account for my Slovak company?
The procedure takes longer because bank representatives must perform the Anti-Money Laundering and Know-Your-Client checks.
Is it possible to open a bank account through a representative?
Yes, but only with certain banks. Each institution has its own conditions and procedures, which is why it is important to verify them beforehand to make sure you choose the bank and services that work best for you.
Moreover, our company incorporation specialists can help you if you are interested in company formation services in Seychelles by putting you in contact with their partners.
You can contact our team of company incorporation experts in Slovakia if you need help in order to open a bank account in Slovakia. Furthermore, our team of Slovak company formation consultants can also help you handle the company formation procedure when starting a business in this country.